My question is how did you afford a place here in Monterey,where i work.If you dont have a boat i would suggest San Justo between San Juan Batista and Holister.About a forty minute drive from Monterey.They have small rental boat's and it is electric motor only.The bite over there right now is off the hook.
You could also fish lake Elastero right in downtown Monterey but the stuff might catch may kill you.

Also we have some really good barred purch fishing here off the surf.Great eating fish.