Transom Failure

D · Post by D » Sat Jun 13, 2009 9:51 pm

I have mentioned this story before TRACKER/NITRO boat owners beware also those insured with FOREMOST beware. Without trying to make a long story I had transom failure on my tracker/nitro boat, I hit a log on Pedro that made an apparent lousey factory job raise its ugly head as I result the insurance company told me to pound sand after many years with no claims and Tracker laughed. So I am in the market for a boat, I find one in SO. Ca. just hapens to be a Nitro may not be to bad its an 05 fits me fine. So I am driving by the shop I had taken my boat toand saw a Nitro parked there. I went into the shop letting the guys know I might be back in business when I was told the Nitro in the lot an 05 model had transom failure, to say the least I was shocked and I understand that Tracker told that boat owner to pound sand although I dont know the whole story anyway I wont be ever buying a wood stringer transom boat as its destined to fail at some point And foran 05 model to go that has alot to say about mfg. quality.

jhorn · Post by **jhorn** » Sun Jun 14, 2009 9:40 am

D you have a PM

norththird · Post by **norththird** » Sun Jun 14, 2009 9:56 am

I had a transom problem years ago (rotten wood), my insurance rep. said that it was not caused by an accident they could do nothing. But he said that if i had hit a log or an underwater island thay could cover it. I would think that because a log was involved you should be covered. Did you try the insurance comish?
Good luck!

sker13 · Post by **sker13** » Mon Jun 15, 2009 10:00 am

You hit an obstruction that caused the failure. Your insurance co is screwing you. Sorry to say but you need to get a lawyer. I can almost guarantee the insurance adjuster is not an expert in boat manufacturing and is not qualified. Bottom line they insured the boat and a collision caused the failure. You could not see inside the transom and neither could they. Don't back down I see this on the Automotive collision side everyday. If you know what you are talking about and talk to the right person 9 times out of 10 they take care of it. If not you should seek legal advise.

Mike · Post by **Mike** » Mon Jun 15, 2009 10:24 am

Hmm I have Foremost and it is due next month. Maybe I should look at someone else?? I pay $450 a year for a 97 488vs/200 merc. Anyone have a deal for me??

Hollywood · Post by **Hollywood** » Mon Jun 15, 2009 10:51 am

Mike wrote:Hmm I have Foremost and it is due next month. Maybe I should look at someone else?? I pay $450 a year for a 97 488vs/200 merc. Anyone have a deal for me??

Mike, go with Fish On!

I have filed a claim and am a firm believer in them! 110% without a doubt took care of me faster than any other insurance company I have heard of!

These guys have a policy for us bass fisherman and tourney reimbursment as well!

TonyL · Post by **TonyL** » Mon Jun 15, 2009 10:57 am

I have a 95 488 , and pay about 480,year with 7k in equipment loss/theft etc.-Progressive , you'll get good/bad stories about them , but Delta took out my lower unit , and Clearlake/docks popped a hole in gunwale , both covered-no fault.