Best place to finance a used bass boat?

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Rippin and Stickin
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Best place to finance a used bass boat?

Postby Rippin and Stickin » Wed Sep 22, 2010 9:55 am

Hey guys I have been thinking about upgrading my boat, but I can't afford a new one. Where have you guys found the best intrest rates and places to finance a used bass boat?

Skeeterman
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Re: Best place to finance a used bass boat?

Postby Skeeterman » Wed Sep 22, 2010 11:20 am

Try your bank or credit union.They have better rates usally.

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sTony
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Re: Best place to finance a used bass boat?

Postby sTony » Wed Sep 22, 2010 11:45 am

Key Bank will do it even for some older models, which are much harder to finance then a new boat. And I'd agree credit unions might be of service to you and they're relatively easy to join.

sTony

Rick G
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Re: Best place to finance a used bass boat?

Postby Rick G » Wed Sep 22, 2010 12:21 pm

If you go thru your local dealer you can get a used boat [no older than 5 MY] financed for the same rates as a new one. Lots of good rates out there right now also. Rick G.
Anglers Marine has been serving Southern California boaters and fishermen since 1981, with the West's largest bass fishing tackle store and the best boat dealership on the west coast.
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Phil
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Re: Best place to finance a used bass boat?

Postby Phil » Wed Sep 22, 2010 12:53 pm

Credit union

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RipnRog
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Re: Best place to finance a used bass boat?

Postby RipnRog » Wed Sep 22, 2010 12:54 pm

Phil wrote:Credit union


+1. my last boat was financed threw Patelco credit union

gabuelhaj
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Re: Best place to finance a used bass boat?

Postby gabuelhaj » Wed Sep 22, 2010 1:53 pm

Pay cash and forget about it.

If you have equity in an automobile or two, taking a loan against them may be cheaper.

Good luck!
Glenn Abuelhaj

Mike Thomas
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Re: Best place to finance a used bass boat?

Postby Mike Thomas » Wed Sep 22, 2010 2:09 pm

Credit union may be the way to go as they usually have decent interest rates on boat loans ( 7%ish ) If the boat you are looking at is older than 10 years they may not do it.

Rippin and Stickin
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Re: Best place to finance a used bass boat?

Postby Rippin and Stickin » Wed Sep 22, 2010 2:31 pm

Thanks for all the info guys. My truck is payed off now so I feel the need to replace that payment :roll: I might head down to the credit union and see what kind of rates they have, but I really don't want to go over about $15000-$18000. With that said there have been some pretty screaming deals on boats that last coulple of months. Thanks again all

Bassman35
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Re: Best place to finance a used bass boat?

Postby Bassman35 » Wed Sep 22, 2010 8:24 pm

Believe it or not State Farms insurance will go out longer terms then anyone and their rates are pretty competitive.
Bryan

Rippin and Stickin
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Re: Best place to finance a used bass boat?

Postby Rippin and Stickin » Wed Sep 22, 2010 10:28 pm

I never knew they did loans I just thought they did insurance. Thanks for the info...

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Norv
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Re: Best place to finance a used bass boat?

Postby Norv » Thu Sep 23, 2010 5:37 am

Check with the California Community Credit Union in Sacramento. They will work with you and will also try to match any rate that you can find out there.

krpierce
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Re: Best place to finance a used bass boat?

Postby krpierce » Thu Sep 23, 2010 6:34 am

Try US Bank. I had a loan through them on my used boat. I also have a loan through them on my new boat. They beat everybodies intrest rate. You will have to go through there Marine/RV division as Mike V.W. and I found out. Good luck.
Kenny Pierce


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